Life Insurance

Affordable, lifelong coverage for end-of-life expenses. Guaranteed acceptance without a medical exam, and unwavering benefits.

Affordable, straightforward coverage replaces lost income if you pass away. It lasts for a set period with fixed payments that never increase.

Lifetime protection with adjustable premiums, death benefits, and tax-deferred cash value accumulation.

This permanent life insurance for children aged 14 days to 17 years offers lifelong protection with premiums that never increase. Parents or grandparents can:

• Lock in low childhood rates
• Ensure coverage into adulthood regardless of health or occupation
• Invest in a policy that grows cash value over time
• Add more coverage in the future, guaranteed

Coverage requirements depend on factors such as age, financial strength, and family circumstances. Generally, younger individuals and those with financially dependent loved ones need more coverage. Mutual of Omaha provides online tools that can assist in determining needs. Various aspects should be considered when selecting life insurance, including short-term and long-term costs, coverage, and cash value. Life insurance is meant to provide security without causing financial strain.